Hi all – thought I’d post some helpful info for you to use or pass on!!
I have been getting a great deal of inquiries on what to do with the new surge of “civil judgments” coming from unpaid credit card debts and even on 2nd mortgages. If you have received a notice of a “civil judgment” , it’s probably too late to deal with the original creditor. This debt is old enough that the collection agency may own it outright. This is definitely not something that you should ignore and the good news are that debts are settled “on the courthouse steps” all the time. There is no reason why you can’t settle this and keep it out of court. CreditlineIQ can protect your credit ! At CreditlineIQ we specialize in working along side of you.
If we cannot come to terms on settling : We can offer you a no charge initial consultation with a consumer law attorney who specializes in consumer debt collection cases, or a bankruptcy attorney, for help. Ignoring the judgment against you opens up additional methods for collecting – including the possibility of wage garnishment or levying bank accounts (depending on your state’s laws).
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